After debt the next area in your life that you need to address as you move towards financial freedom is:
2. Your Income
Whatever your income level is today it is always possible to increase it in some way. You need to start to think outside the box.
Here are some hints -
- Ask your boss for a raise. Stop laughing! He may be quite impressed that you had the courage to ask, and, if he values your services enough, may well surprise you by saying "yes". Warning - be prepared to do more work for it. As the saying goes - there is no such thing as a free lunch. Why not start doing more work on your own initiative and then asking, pointing out the new areas that you have been taking more responsibility in.
- Look for a new job - quite obviously one that pays better. Better still, look for a better job that is closer to home thereby saving travel expenses as well - a double whammy.
- Get an after hours part-time job. Perhaps just one day on the weekend or a couple of nights a week. This can make a significant difference to your income.
- Start a home based business in your spare time. I believe this to be by far the best option. Some people who take this option end up generating far more income than their day job. Guess which one they end up giving away.
Life is all about generating multiple streams of income. Doing this gives you tremendous security due to the fact that if any one of your income streams fail you still have the others to fall back on. Where do you look? Start by checking out some of the resources and advertisements on this site. It's a beginning - take the first step!
Just a warning. Don't even think about gambling nor any number of the "Get Rich Quick" scams out there. They offer you the world but you end up with only headaches. If it sounds too good to be true - it probably is. Do your research. Due diligence is the key. A few hours of research can save you a lifetime of regret. Have fun with it.
Next time - Your goals.
A quote for you: "A lean purse is easier to cure than to endure." - George S. Clason
A good book to read: "Cashflow Quadrant" by Robert Kiyosaki
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